Get Cheap Car Insurance in National City CA

  1. Residents of National City Can Save Up To $920 by Comparing Multiple Insurance Quotes

See How Much You Can Save in National City

 

What's the Cost of Car Insurance in National City?

We have been able to help several drivers in National City CA locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in National City California, the annual rates had a difference of up to $3810. Specifically, this means that the cheapest price was $1240 and the most expensive was $5050.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of National City is important in getting the cheapest car insurance rates.

Lowest Average Highest
$1240 $2300 $5050

Insurance Prices: National City vs. National/State Averages

If you suspected that car insurance in National City is more expensive than average, then you were onto something. The premiums in National City exceed the state average by approximately $481. This is why saving as much as you can on car insurance is such a big deal because it is fairly pricey already. Going over some tips about how to save on National City CA car insurance below can optimize how you save your money.

City Average State Average National Average
$2300 $1819 $1479

National City CA Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of National City to give you a sense of where you can find the lowest costs.

The difference was -$1116 between the cheapest neighborhood in National City CA with a rate of $1184 on average and a -$1002 difference between the priciest area in National City CA with an average price of $1298.

# Neighborhood Average Rate
  National City $2300
1 El Cajon -$1002
2 Escondido -$1006
3 La Mesa -$1056
4 Poway -$1057
5 Chula Vista -$1062
6 Oceanside -$1084
7 Santee -$1085
8 Encinitas -$1116

Let's go over some ways to save on car insurance in National City

National City Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in National City. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $104 more per year compared to being married, and being a man can typically cost up to $690 more per year in National City CA as opposed to being a woman.

National City Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and National City CA is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $5014 a year for insurance on average. This is far higher than the state average of $1819, and $2714 higher than National City' average. When gender is taken into account the difference between male and female teens in National City CA is $23.

The effect of DUIs on insurance premiums in National City CA

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in National City then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $2300 all the way up to $4278. That means that on average the cost for conviction in National City CA can be an increase of $1978.

DUI City Average
$4278 $2300

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Find Local National City Agents

State Farm: Myriam Alfaro

2720 E Plaza Blvd N National City CA 91950 United States

Freeway Insurance Services

925 E Plaza Blvd #107, National City, CA 91950, United States

Fiesta Auto Insurance

640 Highland Ave, National City, CA 91950, United States

National City in Brief

  • $2300

    the average National City resident's annual cost of coverage

  • $920

    our customer's average savings after comparing insurance

  • 15/30/5

    minimum insurance requirements in National City CA

Area We Serve

91902,91947,91950,91951,92136

National City Map

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