Get Cheap Car Insurance in La Mesa CA

  1. Residents of La Mesa Can Save Up To $500 by Comparing Multiple Insurance Quotes

See How Much You Can Save in La Mesa

 

What's the Cost of Car Insurance in La Mesa?

We have been able to help several drivers in La Mesa CA locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in La Mesa California, the annual rates had a difference of up to $1154. Specifically, this means that the cheapest price was $836 and the most expensive was $1990.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of La Mesa is important in getting the cheapest car insurance rates.

Lowest Average Highest
$836 $1244 $1990

Insurance Prices: La Mesa vs. National/State Averages

La Mesa has low-cost car insurance premiums that are below the state's average. It costs $575 less per year than California's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in La Mesa. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$1244 $1819 $1479

La Mesa CA Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of La Mesa to give you a sense of where you can find the lowest costs.

The difference was -$60 between the cheapest neighborhood in La Mesa CA with a rate of $1184 on average and a +$1056 difference between the priciest area in La Mesa CA with an average price of $2300.

# Neighborhood Average Rate
  La Mesa $1244
1 National City +$1056
2 El Cajon +$54
3 Escondido +$50
4 Poway -$1
5 Chula Vista -$6
6 Oceanside -$28
7 Santee -$29
8 Encinitas -$60

Let's go over some ways to save on car insurance in La Mesa

La Mesa Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in La Mesa. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $56 more per year compared to being married, and being a man can typically cost up to $373 more per year in La Mesa CA as opposed to being a woman.

La Mesa Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and La Mesa CA is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $2711 a year for insurance on average. This is far higher than the state average of $1819, and $1467 higher than La Mesa' average. When gender is taken into account the difference between male and female teens in La Mesa CA is $12.

The effect of DUIs on insurance premiums in La Mesa CA

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in La Mesa then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1244 all the way up to $2313. That means that on average the cost for conviction in La Mesa CA can be an increase of $1069.

DUI City Average
$2313 $1244

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Find Local La Mesa Agents

Dave Basler - State Farm Insurance Agent

4215 Spring St Ste 219 La Mesa CA 91941 United States

Farmers Insurance: Josh Haessly

4333 Palm Ave, La Mesa, CA 91941, United States

Yono Insurance Agency

3855 Avocado Blvd #220, La Mesa, CA 91941, United States

La Mesa in Brief

  • $1244

    the average La Mesa resident's annual cost of coverage

  • $500

    our customer's average savings after comparing insurance

  • 15/30/5

    minimum insurance requirements in La Mesa CA

Area We Serve

91941,91942,91943,91944

La Mesa Map

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