Get Cheap Car Insurance in Escondido CA

  1. Residents of Escondido Can Save Up To $520 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Escondido


What's the Cost of Car Insurance in Escondido?

We have been able to help several drivers in Escondido CA locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Escondido California, the annual rates had a difference of up to $1048. Specifically, this means that the cheapest price was $864 and the most expensive was $1912.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Escondido is important in getting the cheapest car insurance rates.

Lowest Average Highest
$864 $1294 $1912

Insurance Prices: Escondido vs. National/State Averages

Escondido has low-cost car insurance premiums that are below the state's average. It costs $525 less per year than California's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Escondido. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$1294 $1819 $1479

Escondido CA Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Escondido to give you a sense of where you can find the lowest costs.

The difference was -$110 between the cheapest neighborhood in Escondido CA with a rate of $1184 on average and a +$1006 difference between the priciest area in Escondido CA with an average price of $2300.

# Neighborhood Average Rate
  Escondido $1294
1 National City +$1006
2 El Cajon +$4
3 La Mesa -$50
4 Poway -$51
5 Chula Vista -$56
6 Oceanside -$78
7 Santee -$79
8 Encinitas -$110

Let's go over some ways to save on car insurance in Escondido

Escondido Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Escondido. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $59 more per year compared to being married, and being a man can typically cost up to $388 more per year in Escondido CA as opposed to being a woman.

Escondido Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Escondido CA is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $2820 a year for insurance on average. This is far higher than the state average of $1819, and $1526 higher than Escondido' average. When gender is taken into account the difference between male and female teens in Escondido CA is $13.

The effect of DUIs on insurance premiums in Escondido CA

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Escondido then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1294 all the way up to $2406. That means that on average the cost for conviction in Escondido CA can be an increase of $1112.

DUI City Average
$2406 $1294

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Find Local Escondido Agents

Adriana's Insurance Services

601 N Broadway Escondido CA 92025 United States

North County Insurance

900 Canterbury Pl #310 Escondido CA 92025 United States

AIS Escondido - Auto Insurance Specialists

1815 S Centre City Pkwy Escondido CA 92025 United States

Escondido in Brief

  • $1294

    the average Escondido resident's annual cost of coverage

  • $520

    our customer's average savings after comparing insurance

  • 15/30/5

    minimum insurance requirements in Escondido CA

Area We Serve

92025, 92026, 92027, 92029, 92030, 92033, 92046

Escondido Map

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