Get Cheap Car Insurance in Chula Vista CA

  1. Residents of Chula Vista Can Save Up To $500 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Chula Vista

 

What's the Cost of Car Insurance in Chula Vista?

We have been able to help several drivers in Chula Vista CA locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Chula Vista California, the annual rates had a difference of up to $1070. Specifically, this means that the cheapest price was $836 and the most expensive was $1906.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Chula Vista is important in getting the cheapest car insurance rates.

Lowest Average Highest
$836 $1238 $1906

Insurance Prices: Chula Vista vs. National/State Averages

Chula Vista has low-cost car insurance premiums that are below the state's average. It costs $581 less per year than California's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Chula Vista. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$1238 $1819 $1479

Chula Vista CA Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Chula Vista to give you a sense of where you can find the lowest costs.

The difference was -$54 between the cheapest neighborhood in Chula Vista CA with a rate of $1184 on average and a +$1062 difference between the priciest area in Chula Vista CA with an average price of $2300.

# Neighborhood Average Rate
  Chula Vista $1238
1 National City +$1062
2 El Cajon +$60
3 Escondido +$56
4 La Mesa +$6
5 Poway +$5
6 Oceanside -$22
7 Santee -$23
8 Encinitas -$54

Let's go over some ways to save on car insurance in Chula Vista

Chula Vista Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Chula Vista. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $56 more per year compared to being married, and being a man can typically cost up to $372 more per year in Chula Vista CA as opposed to being a woman.

Chula Vista Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Chula Vista CA is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $2698 a year for insurance on average. This is far higher than the state average of $1819, and $1460 higher than Chula Vista' average. When gender is taken into account the difference between male and female teens in Chula Vista CA is $12.

The effect of DUIs on insurance premiums in Chula Vista CA

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Chula Vista then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1238 all the way up to $2302. That means that on average the cost for conviction in Chula Vista CA can be an increase of $1064.

DUI City Average
$2302 $1238

Find cheap car insurance in Chula Vista quickly and easily

 

Find Local Chula Vista Agents

Hotwire Insurance

555 Broadway #2018 Chula Vista CA 91910 United States

Allstate Insurance: Jorge Zayas

1750 E Palomar St Ste 5, Chula Vista, CA 91913, United States

American Tri-Star Insurance Services Chula Vista

401 H St #10, Chula Vista, CA 91910, United States

Chula Vista in Brief

  • $1238

    the average Chula Vista resident's annual cost of coverage

  • $500

    our customer's average savings after comparing insurance

  • 15/30/5

    minimum insurance requirements in Chula Vista CA

Area We Serve

91902, 91909, 91910, 91911, 91912, 91913, 91914, 91915, 91921, 91950, 92154, 92179

Chula Vista Map

Need Insurance?

Compare car insurance quotes from top providers in Chula Vista in seconds

 

1953

Happy Customers